Medicare has a lot of out-of-pocket costs, but you may have other options to pay for medical bills that are not covered by Medicare. Medicare Advantage plans and Medicare supplement plans are available in most states to help when you’re under 65 and eligible for Medicare.
If you’ve looked into your Medicare coverage, you’ve seen that it leaves you to pay for co-insurance, co-pay and deductible charges. Should you need hospital care, Medicare has a whopping big deductible of over $1,000. That deductible isn’t an annual expense either.
It’s tied to benefit periods that extend for 60 days after you no longer need inpatient care at a hospital or skilled nursing facility. Since that’s just a couple of months, you could need additional hospital care again in a few months. If you do, that would mean you’d enter another benefit period and have to come up with another $1,000+ deductible.
Fortunately, if you have Medicare and you are under 65, most states offer at least one type of Medicare supplement insurance to cover medical bills that Medicare doesn’t pay. In certain areas, Medicare Advantage plans help, too, and may cost you little or nothing at all for the extra protection.
An annual open enrollment period for Medicare Advantage plans starts on November 15th, but only lasts through January 1. So anyone interested in one of these plans should contact us asap, as we are always *extremely* busy this time of year.
Just visit us online at www.MediGapAdvisors.com or call us today at 866 323-1441 to see how we can save you money.
very good system i am also thinking to apply for it
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