Medicare Advantage Plans can offer HMO and PPO plans, and they often include more benefits than Original Medicare. For example, some pay for dental care, eyeglasses or hearing aids along with standard doctor and hospital services. Some plans even include health club memberships to help you maintain your health.
While the premiums can be low, and even $0 in some cases, Medicare Advantage Plans do have some restrictions. You may be restricted to certain doctors and hospitals unless you require emergency or urgent care. This may be important if you need a specific specialist.
Most importantly, Medicare Advantage Plans have different rules and cover different prescription drugs. It’s important to be sure you understand each plan’s rules so you get the right fit for your needs.
Like a Christmas present, until the end of the year, Medicare Advantage Plans have open enrollment. That allows you to enroll in a plan even with pre-existing health problems, but open enrollment will end on December 31. Find out more with our free Medicare Advantage quote and consultation. Just call us, Medigap Advisors, at 1-866-323-1441, but make that call today before time runs out.
